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PF vs PPF vs EPF vs GPF vs VPF vs NPS vs Old Pension Scheme vs Gratuity

January 15, 2023 by admin Leave a Comment

There are several different types of retirement savings and investment plans available in India, each with its own unique features and benefits. Here is a brief overview of some of the most common types:

  • Provident Fund (PF): This is a retirement savings plan that is typically offered by employers and is mandatory for certain types of workers. Contributions to a PF account are made by both the employee and the employer, and the funds are managed by a government-run organization called the Employees’ Provident Fund Organization (EPFO).
  • Public Provident Fund (PPF): This is a government-backed retirement savings plan that is open to all individuals. Contributions to a PPF account are made by the individual, and the funds are managed by the government.
  • Employee Provident Fund (EPF): This is similar to a PF, but is only for certain types of workers, such as those in the organized sector. EPF is managed by EPFO.
  • General Provident Fund (GPF): This is a retirement savings plan for government employees. GPF is managed by the government.
  • Voluntary Provident Fund (VPF): This is a retirement savings plan that is similar to a PF, but is open to individuals who want to make additional contributions beyond the mandatory contributions required by their employer.
  • National Pension System (NPS): NPS is a pension scheme launched by the government of India which allows individuals to make contributions to their retirement savings. It is open to all citizens of India.
  • Old Pension Scheme: Old Pension Scheme, also known as defined benefit pension scheme, where the pension amount is fixed and is not linked to the contributions.
  • Gratuity: Gratuity is a retirement benefit that is typically offered by employers to their employees. It is a lump sum payment that is based on the employee’s length of service and salary. It is generally paid after an employee completes a certain number of years of service with an organization.

All these schemes have different features, benefits and suitability based on an individual’s needs and financial goals. It’s important to consult with a financial advisor or a professional to understand which scheme fits best for you.

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Yoga

January 13, 2023 by admin Leave a Comment

Yoga is a practice that originated in ancient India and has been around for more than 5,000 years. Yoga literally means “Union” i.e it is a path to unite mind, body, emotions and energy to a single state of harmony.

There are four types of yoga – They are karma yoga(body), bhakti yoga(emotions), kriya yoga(energy), and jnana yoga(mind). There are many paths to achieving harmony and the 1st step to preparing our body is Hatha yoga.

As per the traditional Hatha Yoga texts, 84 asanas are mentioned, but the actual list may vary from text to text. Here are the asanas that are commonly referred to as the 84 asanas:

  1. Tadasana (Mountain Pose)
  2. Trikonasana (Triangle Pose)
  3. Adho Mukha Svanasana (Downward-Facing Dog)
  4. Virabhadrasana I and II (Warrior Pose I and II)
  5. Utthita Parsvakonasana (Extended Side Angle Pose)
  6. Utkatasana (Chair Pose)
  7. Vrikshasana (Tree Pose)
  8. Bhujangasana (Cobra Pose)
  9. Setu Bandha Sarvangasana (Bridge Pose)
  10. Savasana (Corpse Pose)
  11. Balasana (Child’s Pose)
  12. Paschimottanasana (Seated Forward Bend)
  13. Janu Sirsasana (Head-to-Knee Forward Bend)
  14. Marichyasana (Sage Marichi’s Pose)
  15. Sarvangasana (Shoulder Stand)
  16. Halasana (Plow Pose)
  17. Matsyasana (Fish Pose)
  18. Ustrasana (Camel Pose)
  19. Dhanurasana (Bow Pose)
  20. Ardha Matsyendrasana (Half Lord of the Fishes Pose)
  21. Padmasana (Lotus Pose)
  22. Siddhasana (Accomplished Pose)
  23. Bhadrasana (Glorious Pose)
  24. Muktasana (Freedom Pose)
  25. Guptasana (Hidden Pose)
  26. Viparitakarani (Reverse Action Pose)
  27. Sarvangasana (All Limbs Pose)
  28. Matsyendra (King of the Fishes Pose)
  29. Uddiyana Bandha (Flying Up Lock)
  30. Mula Bandha (Root Lock)
  31. Maha Bandha (Great Lock)
  32. Maha Mudra (Great Seal)
  33. Khechari Mudra (Tongue Lock)
  34. Ujjayi Pranayama (Victorious Breathing)
  35. Sitali Pranayama (Cooling Breath)
  36. Sitkari Pranayama (Hissing Breath)
  37. Bhastrika Pranayama (Bellows Breath)
  38. Bhramari Pranayama (Bee Breath)
  39. Murcha Pranayama (Fainting Breath)
  40. Shavasana (Corpse Pose)
  41. Ashwini Mudra (Horse Gesture)
  42. Yoni Mudra (Yoni Gesture)
  43. Shakti Chalana (Activating Power)
  44. Kaki Mudra (Crow Gesture)
  45. Shambhavi Mudra (Auspicious Gesture)
  46. Khechari Mudra (Tongue Lock)
  47. Shambhavi Mudra (Auspicious Gesture)
  48. Viparitakarani (Reverse Action Pose)
  49. Vipareeta Karani Mudra (Inverted Attitude Seal)
  50. Vipareeta Jalandhara Bandha (Inverted Net-Bearer Lock)
  51. Vipareeta Matsyendrasana (Inverted Lord of the Fishes Pose)
  52. Vipareeta Shirshasana (Inverted Headstand)
  53. Vipareeta Sarvangasana (Inverted All Limbs Pose)
  54. Vipareeta Eka Pada Shirshasana (Inverted One-legged Headstand)
  55. Vipareeta Eka Pada Sarvangasana (Inverted One-legged All Limbs Pose)
  56. Vipareeta Ardha Matsyendrasana (Inverted Half Lord of the Fishes Pose)
  57. Vipareeta Bhujangasana (Inverted Cobra Pose)
  58. Vipareeta Dhanurasana (Inverted Bow Pose)
  59. Vipareeta Ustrasana (Inverted Camel Pose)
  60. Vipareeta Matsyasana (Inverted Fish Pose)
  61. Vipareeta Halasana (Inverted Plow Pose)
  62. Vipareeta Karnapidasana (Inverted Ear Pressure Pose)
  63. Vipareeta Muktasana (Inverted Freedom Pose)
  64. Vipareeta Guptasana (Inverted Hidden Pose)
  65. Vipareeta Muktasana (Inverted Freedom Pose)
  66. Vipareeta Padmasana (Inverted Lotus Pose)
  67. Vipareeta Siddhasana (Inverted Accomplished Pose)
  68. Vipareeta Bhadrasana (Inverted Glorious Pose)
  69. Vipareeta Muktasana (Inverted Freedom Pose)
  70. Vipareeta Guptasana (Inverted Hidden Pose)
  71. Vipareeta Karnapidasana (Inverted Ear Pressure Pose)
  72. Vipareeta Matsyasana (Inverted Fish Pose)
  73. Vipareeta Ustrasana (Inverted Camel Pose)
  74. Vipareeta Dhanurasana (Inverted Bow Pose)
  75. Vipareeta Bhujangasana (Inverted Cobra Pose)
  76. Vipareeta Ardha Matsyendrasana (Inverted Half Lord of the Fishes Pose)
  77. Vipareeta Eka Pada Sarvangasana (Inverted One-legged All Limbs Pose)
  78. Vipareeta Eka Pada Shirshasana (Inverted One-legged Headstand)
  79. Vipareeta Sarvangasana (Inverted All Limbs Pose)
  80. Vipareeta Shirshasana (Inverted Headstand)
  81. Vipareeta Jalandhara Bandha (Inverted Net-Bearer Lock)
  82. Vipareeta Karani Mudra (Inverted Attitude Seal)
  83. Viparitakarani (Reverse Action Pose)
  84. Shambhavi Mudra (Auspicious Gesture)

Filed Under: Uncategorized

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